bankdeposits): 당좌예금, 보통예금, 정기예금, 정기적금, 기타의 예금으로서 1년 내에 인출할 수 있는 것.
◦당좌예금(checking accounting) : 은행과 계약을 맺고 은행에 현금을 예입하고 필요에 따라 수표를 발행하여 현금을 인출할 수 있는 예금
●예입 - 현금, 타인으로부터 받은 자기앞수표
●인출 - 수
bankdeposits, etc.
Since its return to China in 1997, politically, Hong Kong has been the special administrative region of People’s Republic of China, but economically, it has enjoyed independent economic system from China with the system of market-based capitalist economy. That’s why business men in Hong Kong are playing the role as network chains of Chinese economic regions without any e
deposit(CDs) : Certificates showing that the owner has deposited a certain sum, at a specified interest rate, for a given period of time.
예금증서 : (예금)소유자가 제시된 기간 동안 일정한 이자율로 어느 정도의 금액을 예금하고 있다는 것을 보여주는 증서
53. Ceteris paribus : A Latin term that means "holding everything else constant."
다른 사정
bank by group assets (S$257 bn at Dec.08) both within Singapore and South East Asia
Consumer Banking
Institutional Banking
Central Operations
Central Treasury Unit
Global Financial Markets
Encouraged by deregulatory provisions by the Singapore government to bring in competition and globalization
DBS’s market position in Singapore
- Huge base of saving deposits
credibility, expertise in process of Administration
2. Reinforcing the supervisory authority of Deposit Insurance Corporation.
Deposit Insurance Corporation?
-Government Organization Law, the supervision of FSC
-Insolvency situation, the Organization for raising capital
Examples: U.S. banking
Fed(Peacetime)-FDIC(Crisis)
Horizontal position(mutual control )
bank average(106.36)
at 4Q in 2010.
It was bad, compared to the NPL coverage ratio of bank average.
NIM is a measure of the difference between the interest income generated by banks or other financial
institutions and the amount of interest paid out to their lenders(for example, deposits), relative to the
amount of their (interest-earning) assets.
NIM= (Interest income-Interest
The largest esset in Malaysia
Extensive domestic branch network
Main task :Deposits, checking accounts, and domestic and foreign currency transfers, loan
Certified Large lending institution in 60’s
Cannot operate a checking account
Main task :consumer lending
Fundsforeign banks + domestic financial institutions -> Merchant bank
Main task :fees through the fee-related bu
Deposits denominated in U.S.
dollars at Europe banks outside
the United States
Financial asset and even debt
denominated in U.S. dollars
outside the United States
No obligation for the reserve fund
The interest equalization tax
Regulation Q
Glass-Steagal Act
Oil Shock
A spread trade involving the simultaneous purchase of
Futures
Options
expiring on